QQQI Dividend Calculator
NEOS Nasdaq-100 High Income ETF — what it pays today, and what it could pay later.
Income Calculator
Price
$55.75
Yield
13.71%
Growth
—
insufficient history
Pays
Monthly
Income today
$13,706/year
$1,142 per month · based on the last 12 payments
Ordinary dividend
taxed this year at your marginal rate
$109
Return of capital
deferred — 99% of the payout
$13,597
If the dividend grows at…
No single forecast. Different assumptions give very different answers — and the shape of that divergence matters more than any single year.
| Growth | Year 10 | Year 20 | Year 30 |
|---|---|---|---|
| 3.0%conservative | $18,420 | $24,755 | $33,268 |
| 5.0% | $22,326 | $36,366 | $59,236 |
| 8.0% | $29,590 | $63,883 | $137,919 |
| 10.0%commonly used | $35,550 | $92,207 | $239,161 |
QQQI does not have enough complete years of history yet to measure a growth rate. Rather than compute one from a partial record, we leave it out.
Fund Facts
- Issuer
- NEOS Investments
- Expense ratio
- 0.68%
- Inception
- January 2024
- Listed on
- NASDAQ
- Structure
- Active — Nasdaq-100 exposure plus an index call option overlay (Section 1256 contracts)
What QQQI is
QQQI pairs a Nasdaq-100 equity sleeve with an options overlay that sells index call options and buys longer-dated ones, a structure that trades away some upside for a high monthly distribution. The options are SPX and NDX contracts, which are Section 1256 instruments — taxed at a blended 60% long-term / 40% short-term rate regardless of holding period. Combined with the fund's tax-loss harvesting, that means the large majority of each distribution is characterised as return of capital rather than income: it is not taxed on receipt, but it reduces your cost basis, so the gain is taxed when you sell. Yields run far above conventional dividend ETFs, with a fee to match.
Who it suits. Investors who want the highest current cash flow and will hold in a taxable account, where return of capital defers tax rather than being wasted. The trade-off is capped upside and a fee about ten times SCHD's.
Distribution History
Total distributed per share in each complete calendar year, taken from the fund’s own payment record.
| Year | Per share | vs prior year |
|---|---|---|
| 2025 | $7.4435 | — |
Current trailing payout: $7.6411 per share over the last 12 payments, a yield of 13.71%at today’s price. 99% of that is return of capital.